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Designing Rewards That Actually Reward
What if the best way to celebrate didn't show up on your credit card statement?
Feb 20
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Monello
What You're Really Hungry For
When you want to buy yourself something, the purchase is rarely about the thing. Here's how to figure out what you're actually looking for underneath…
Feb 17
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Monello
Celebration or Sabotage?
ou hit a financial milestone and celebrated by spending. Now the milestone is gone. Here's why progress itself can become the thing that unravels it.
Feb 16
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Monello
Special Edition: Monello App Reaches Testing
We Built the Thing. Now We Need You to Break It.
Feb 11
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Monello
When Treats Stop Working
he satisfaction from buying yourself something nice keeps shrinking. Here's the science behind why rewards lose their glow, and what that means for how…
Feb 10
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Monello
The “I Deserve This” Loophole
Why 'I deserve this' isn't really a thought at all, and how reward spending quietly bypasses every financial intention you've set for yourself.
Feb 9
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Monello
Building Systems, Not Making Decisions
The best financial decision you can make is to stop making so many. Here's how to build systems that handle the routine stuff so you can focus on what…
Feb 3
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Monello
1
Good Enough is Optimal
Chasing the "best" financial decision is often worse than choosing one that's good enough. Here's the Nobel Prize-winning research that proves it.
Feb 2
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Monello
2
January 2026
The Research Loop Trap
You've been researching for weeks but still can't decide. That's not being thorough. It's a research loop, and it has a cost you're not counting.
Jan 30
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Monello
4
The Hidden Tax of Modern Financial Life
The economy demands hundreds of financial micro-decisions weekly. That's not freedom. It's a tax on your attention, and someone else is collecting.
Jan 27
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Monello
2
Why Money Decisions Feel Heavier Than They Should
Feeling exhausted by money? It's not laziness. Science shows financial decisions drain your mental energy faster than almost anything else.
Jan 26
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Monello
3
When Stepping Back Serves You
Sometimes avoidance is the problem. Sometimes it's protection. Here's how to tell the difference.
Jan 23
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Monello
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